Disclaimer

Effective: 13 June 2026.

1. No financial, investment, legal or tax advice

THL Property Group (Pty) Ltd ("THL Property Group", "we", "us") is not a registered financial services provider, tax practitioner or legal adviser. Nothing on this website, or in any tool or product we provide (including Money Cat), constitutes financial, investment, legal, accounting or tax advice, or "advice" as defined under the Financial Advisory and Intermediary Services Act 37 of 2002 (FAIS Act). THL Property Group invests in property for its own account and does not offer investments, financial products or financial services to the public.

2. Estimates and general information only

Our tools produce estimates based on the inputs you provide and on general assumptions, rates and tax tables that change over time. Outputs are for general information and planning purposes only. They are not a quote, an offer, a recommendation, or a guarantee of any rate, price, cost, return or outcome.

3. Verify before you decide

You are responsible for independently verifying any figures before acting on them. Before making any financial, property, credit or tax decision, you should obtain advice from a suitably qualified and, where applicable, registered professional who can consider your specific circumstances. Banks, attorneys, conveyancers and other providers will apply their own figures, rules and criteria.

4. Accuracy and currency of information

We take care to base our tools on credible, current sources, but we do not warrant that all information is accurate, complete or up to date at all times. Rates, fees, tax rules and statutory figures can change without notice.

5. No liability for reliance

To the maximum extent permitted by South African law, THL Property Group accepts no liability for any loss or damage, including financial loss, arising from your use of, or reliance on, this website or our tools. Nothing in this disclaimer limits any liability that cannot be excluded under the Consumer Protection Act 68 of 2008 (CPA) or other applicable South African law.

6. Contact

Questions about this disclaimer: properties.thl@gmail.com